Finance; These are the activities related to the provision of needed funds under appropriate conditions and their effective use. It is the people or institutions to earn financial income, make investments and evaluate these investments over time. It is the joint branch of business and economics.

Financial adviser; They are people who provide financial assistance and support to individuals and institutions. Financial advisors, who carry out the business of evaluating the movable or immovable assets of individuals or companies in the markets, also provide services in subjects such as private pension and life insurance.

Financial security consultant; It is responsible for promoting the insurance products of the company it serves to current or potential customers and managing the sales transactions.

When you want to get a loan or credit card, banks evaluate your application according to your credibility. Conditions such as previously withdrawn loans, payment order, debt delays, enforcement or legal proceedings, income status, credit card usage patterns affect your credibility.

In other words, although it is of great importance that you have closed your debts up to that point, it is necessary for you to continue with this discipline for months in order to increase your credit rating. On the other hand, unpaid or delayed debts for whatever reason cause your credit score to drop.